{"id":7048,"date":"2025-05-28T17:47:20","date_gmt":"2025-05-28T17:47:20","guid":{"rendered":"https:\/\/www.miklosonline.hu\/?p=7048"},"modified":"2025-05-28T17:47:20","modified_gmt":"2025-05-28T17:47:20","slug":"lakasvasarlast-a-lakossag-11-szazaleka-tervez-az-iden","status":"publish","type":"post","link":"https:\/\/www.miklosonline.hu\/?p=7048","title":{"rendered":"Lak\u00e1sv\u00e1s\u00e1rl\u00e1st a lakoss\u00e1g 11 sz\u00e1zal\u00e9ka tervez az id\u00e9n"},"content":{"rendered":"<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\"><strong>A lakoss\u00e1g 11 sz\u00e1zal\u00e9ka tervez lak\u00e1sv\u00e1s\u00e1rl\u00e1st az id\u00e9n, az ingatlanv\u00e1s\u00e1rl\u00e1sra k\u00e9sz\u00fcl\u0151k 10 sz\u00e1zal\u00e9ka tervezi, hogy kor\u00e1bbi nyugd\u00edjc\u00e9l\u00fa megtakar\u00edt\u00e1s\u00e1t lak\u00e1sv\u00e1s\u00e1rl\u00e1sra haszn\u00e1lja fel, 8 sz\u00e1zal\u00e9k lej\u00e1r\u00f3 \u00e1llampap\u00edrban tartott p\u00e9nz\u00e9t ford\u00edtja erre &#8211; k\u00f6z\u00f6lte a CIB Bank szerd\u00e1n az MTI-vel legfrissebb reprezentat\u00edv felm\u00e9r\u00e9se alapj\u00e1n.<\/strong><\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">A t\u00e1j\u00e9koztat\u00e1s szerint a v\u00e1s\u00e1rl\u00e1st tervez\u0151k h\u00e1romnegyed\u00e9nek van k\u00e9szp\u00e9nze, saj\u00e1t forr\u00e1sa a v\u00e1s\u00e1rl\u00e1shoz, az \u00e1llami t\u00e1mogat\u00e1sok &#8211; p\u00e9ld\u00e1ul falusi CSOK, babav\u00e1r\u00f3 &#8211; majdnem \u00f6t\u00f6d\u00fcknek jelentenek seg\u00edts\u00e9get a finansz\u00edroz\u00e1sban.<\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">A v\u00e1laszokb\u00f3l kider\u00fcl, hogy 40 sz\u00e1zal\u00e9kuk kiz\u00e1r\u00f3lag saj\u00e1t forr\u00e1ssal tervez, 13 sz\u00e1zal\u00e9k saj\u00e1t forr\u00e1st \u00e9s hitelt is bevonna, m\u00edg 9 sz\u00e1zal\u00e9k mindh\u00e1rom lehet\u0151s\u00e9get &#8211; a megtakar\u00edt\u00e1st, a hitelt \u00e9s az \u00e1llami t\u00e1mogat\u00e1st &#8211; is felhaszn\u00e1ln\u00e1 &#8211; ismertett\u00e9k.<\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">Az ingatlanv\u00e1s\u00e1rl\u00e1sban hitelt tervez\u0151k k\u00e9tharmad\u00e1nak a kamat, valamint a felv\u00e9telkor jelentkez\u0151 egyszeri, indul\u00f3 d\u00edjak, k\u00f6lts\u00e9gek m\u00e9rt\u00e9ke \u00e9s t\u00edpusa a legfontosabb szempont a hitelterm\u00e9k kiv\u00e1laszt\u00e1sn\u00e1l. Mind\u00f6ssze 5 sz\u00e1zal\u00e9k azoknak az ar\u00e1nya, akik ragaszkodnak lak\u00e1shitel felv\u00e9tele eset\u00e9n a bankjukhoz, a legt\u00f6bben k\u00e9szek bankot v\u00e1ltani, \u00faj sz\u00e1ml\u00e1t nyitni abban az esetben, ha ott jobbak a kamatok \u00e9s a k\u00f6lts\u00e9gek &#8211; \u00edrj\u00e1k.<\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">Kit\u00e9rtek arra is, hogy az ingatlanv\u00e1s\u00e1rl\u00e1st nem tervez\u0151k fele jel\u00f6lte meg magyar\u00e1zatk\u00e9nt, hogy nincs sz\u00fcks\u00e9ge \u00fajabbra, de ugyanennyien v\u00e1laszolt\u00e1k azt, hogy nem engedhetik meg maguknak.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A lakoss\u00e1g 11 sz\u00e1zal\u00e9ka tervez lak\u00e1sv\u00e1s\u00e1rl\u00e1st az id\u00e9n, az ingatlanv\u00e1s\u00e1rl\u00e1sra k\u00e9sz\u00fcl\u0151k 10 sz\u00e1zal\u00e9ka tervezi, hogy kor\u00e1bbi nyugd\u00edjc\u00e9l\u00fa megtakar\u00edt\u00e1s\u00e1t lak\u00e1sv\u00e1s\u00e1rl\u00e1sra haszn\u00e1lja fel, 8 sz\u00e1zal\u00e9k lej\u00e1r\u00f3 \u00e1llampap\u00edrban tartott p\u00e9nz\u00e9t ford\u00edtja erre &#8211; k\u00f6z\u00f6lte a CIB Bank szerd\u00e1n az MTI-vel legfrissebb reprezentat\u00edv felm\u00e9r\u00e9se alapj\u00e1n. A t\u00e1j\u00e9koztat\u00e1s szerint a v\u00e1s\u00e1rl\u00e1st tervez\u0151k h\u00e1romnegyed\u00e9nek van k\u00e9szp\u00e9nze, saj\u00e1t forr\u00e1sa a v\u00e1s\u00e1rl\u00e1shoz, az [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[96,784,105],"class_list":{"0":"post-7048","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kozelet","8":"tag-gazdasag","9":"tag-lakas","10":"tag-penzugy"},"jetpack_featured_media_url":"https:\/\/www.miklosonline.hu\/wp-content\/uploads\/2021\/11\/house-gbaa70257c_640.jpg","_links":{"self":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/7048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7048"}],"version-history":[{"count":1,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/7048\/revisions"}],"predecessor-version":[{"id":7049,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/7048\/revisions\/7049"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/media\/1167"}],"wp:attachment":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}