{"id":6682,"date":"2025-02-24T13:33:11","date_gmt":"2025-02-24T13:33:11","guid":{"rendered":"https:\/\/www.miklosonline.hu\/?p=6682"},"modified":"2025-02-24T13:33:11","modified_gmt":"2025-02-24T13:33:11","slug":"az-mnb-folytatja-bankszamlavalaszto-kampanyat-az-emelkedo-koltsegek-miatt","status":"publish","type":"post","link":"https:\/\/www.miklosonline.hu\/?p=6682","title":{"rendered":"Az MNB folytatja banksz\u00e1mlav\u00e1laszt\u00f3 kamp\u00e1ny\u00e1t az emelked\u0151 k\u00f6lts\u00e9gek miatt"},"content":{"rendered":"<div class=\"my-5 first:mt-0 last:mb-0\">\n<div class=\"svelte-1tcypa1\">\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\"><strong>A Magyar Nemzeti Bank (MNB) folytatja a tudatos banksz\u00e1mlav\u00e1laszt\u00e1ssal kapcsolatos fogyaszt\u00f3v\u00e9delmi kamp\u00e1ny\u00e1t a dr\u00e1gul\u00f3 banki terhek miatt; a sz\u00e1ml\u00e1k \u00e9ves \u00f6sszk\u00f6lts\u00e9ge k\u00f6z\u00f6tt h\u00fasszoros k\u00fcl\u00f6nbs\u00e9g is lehet &#8211; t\u00e1j\u00e9koztatta a jegybank h\u00e9tf\u0151n az MTI-t.<\/strong><\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">Az MNB gyorselemz\u00e9se szerint az id\u00e9n janu\u00e1rban a piaci szolg\u00e1ltat\u00e1sok \u00e9ves \u00e1rindexe a teljes infl\u00e1ci\u00f3hoz k\u00e9pest j\u00f3val nagyobb m\u00e9rt\u00e9kben, 9,6 sz\u00e1zal\u00e9kkal n\u0151tt. Jelent\u0151s r\u00e9szben az\u00e9rt, mert sz\u00e1mos bank a tranzakci\u00f3s illet\u00e9k megemel\u00e9s\u00e9t janu\u00e1r elej\u00e9t\u0151l teljes m\u00e9rt\u00e9kben \u00e1th\u00e1r\u00edtotta a lakoss\u00e1gra az \u00fcgyfelek tranzakci\u00f3s d\u00edjainak emel\u00e9s\u00e9vel. A bankk\u00e1rty\u00e1s fizet\u00e9s \u00e9s a qvik szolg\u00e1ltat\u00e1sok ugyanakkor tov\u00e1bbra is minden \u00fcgyf\u00e9l sz\u00e1m\u00e1ra ingyenesek.<\/p>\n<div class=\"mb-2\">\n<h3>A banki foly\u00f3sz\u00e1ml\u00e1val rendelkez\u0151 lakoss\u00e1gi \u00fcgyfelek janu\u00e1r 31-ig kapt\u00e1k meg egy\u00e9ni \u00e9ves d\u00edjkimutat\u00e1sukat hitelint\u00e9zet\u00fckt\u0151l. Ha a bank nem k\u00fcldte meg a hat\u00e1rid\u0151ig a d\u00edjkimutat\u00e1st, akkor az MNB a fogyaszt\u00f3 k\u00e9relm\u00e9t kivizsg\u00e1lja, illetve hivatalb\u00f3l is vizsg\u00e1l\u00f3dhat &#8211; jelezt\u00e9k.<\/h3>\n<\/div>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">Az egys\u00e9ges form\u00e1tum\u00fa, k\u00f6z\u00e9rthet\u0151 d\u00edjkimutat\u00e1s a banksz\u00e1ml\u00e1hoz, tranzakci\u00f3khoz, bankk\u00e1rty\u00e1hoz, foly\u00f3sz\u00e1mlahitelhez, egy\u00e9b szolg\u00e1ltat\u00e1sokhoz k\u00f6t\u0151d\u0151 d\u00edjakat, tranzakci\u00f3sz\u00e1mokat mutatja be, \u00e9s \u00f6sszegzi az \u00fcgyf\u00e9l \u00e9ves \u00f6sszes k\u00f6lts\u00e9g\u00e9t, illetve kamatbev\u00e9teleit is. A d\u00edjkimutat\u00e1s \u00e9s az MNB Banksz\u00e1mlav\u00e1laszt\u00f3 programja r\u00e9v\u00e9n az \u00fcgyfelek \u00f6sszehasonl\u00edthatj\u00e1k ezt m\u00e1s sz\u00e1mlacsomagok aj\u00e1nlataival.<\/p>\n<div class=\"mb-2\">\n<h3>A kalkul\u00e1torban egyedileg megadhat\u00f3k a jellemz\u0151 fizet\u00e9si szok\u00e1sok, \u00e9s ezek seg\u00edts\u00e9g\u00e9vel kisz\u00e1m\u00edthat\u00f3k az adott banksz\u00e1ml\u00e1k v\u00e1rhat\u00f3 havi \u00e9s \u00e9ves \u00f6sszes terhei is &#8211; ismertette a jegybank.<\/h3>\n<\/div>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">\u00c9vente vagy \u00faj \u00e9lethelyzetbe ker\u00fcl\u00e9skor mindenk\u00e9pp aj\u00e1nlott fel\u00fclvizsg\u00e1lni a banksz\u00e1ml\u00e1t, illetve a k\u00f6lt\u00e9si szok\u00e1sokat. Ez alapj\u00e1n d\u00f6nthet\u0151 el, hogy \u00e9rdemes-e a bankon bel\u00fcl \u00faj sz\u00e1mlacsomagot ig\u00e9nyelni, vagy ak\u00e1r bankot is v\u00e1ltani &#8211; h\u00edvt\u00e1k fel a figyelmet.<\/p>\n<p class=\"mb-5 text-lg font-normal leading-7.5 lg:mb-7.5 lg:text-xl\">A fogyaszt\u00f3v\u00e9delmi kamp\u00e1ny hozz\u00e1j\u00e1rulhat a banksz\u00e1ml\u00e1k piac\u00e1nak \u00e1tl\u00e1that\u00f3bb\u00e1 t\u00e9tel\u00e9hez, illetve az \u00fcgyfelek mobilit\u00e1s\u00e1nak t\u00e1mogat\u00e1s\u00e1val a bankok k\u00f6z\u00f6tti \u00e1raz\u00e1si \u00e9s szolg\u00e1ltat\u00e1si verseny er\u0151s\u00f6d\u00e9s\u00e9hez &#8211; k\u00f6z\u00f6lte az MNB.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Nemzeti Bank (MNB) folytatja a tudatos banksz\u00e1mlav\u00e1laszt\u00e1ssal kapcsolatos fogyaszt\u00f3v\u00e9delmi kamp\u00e1ny\u00e1t a dr\u00e1gul\u00f3 banki terhek miatt; a sz\u00e1ml\u00e1k \u00e9ves \u00f6sszk\u00f6lts\u00e9ge k\u00f6z\u00f6tt h\u00fasszoros k\u00fcl\u00f6nbs\u00e9g is lehet &#8211; t\u00e1j\u00e9koztatta a jegybank h\u00e9tf\u0151n az MTI-t. Az MNB gyorselemz\u00e9se szerint az id\u00e9n janu\u00e1rban a piaci szolg\u00e1ltat\u00e1sok \u00e9ves \u00e1rindexe a teljes infl\u00e1ci\u00f3hoz k\u00e9pest j\u00f3val nagyobb m\u00e9rt\u00e9kben, 9,6 sz\u00e1zal\u00e9kkal n\u0151tt. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[96,435,105],"class_list":{"0":"post-6682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kozelet","8":"tag-gazdasag","9":"tag-mnb","10":"tag-penzugy"},"jetpack_featured_media_url":"https:\/\/www.miklosonline.hu\/wp-content\/uploads\/2022\/06\/credit-card-g60408e6fe_640.jpg","_links":{"self":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/6682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6682"}],"version-history":[{"count":1,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/6682\/revisions"}],"predecessor-version":[{"id":6683,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/6682\/revisions\/6683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/media\/2314"}],"wp:attachment":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}