{"id":4541,"date":"2023-07-17T15:34:20","date_gmt":"2023-07-17T15:34:20","guid":{"rendered":"http:\/\/www.miklosonline.hu\/?p=4541"},"modified":"2023-07-17T15:34:20","modified_gmt":"2023-07-17T15:34:20","slug":"kotelezo-tajekoztatast-kuldenek-a-bankok-a-csaladok-megtakaritasainak-vedelme-es-a-penzugyi-tudatossag-fokozasa-erdekeben","status":"publish","type":"post","link":"https:\/\/www.miklosonline.hu\/?p=4541","title":{"rendered":"K\u00f6telez\u0151 t\u00e1j\u00e9koztat\u00e1st k\u00fcldenek a bankok a csal\u00e1dok megtakar\u00edt\u00e1sainak v\u00e9delme \u00e9s a p\u00e9nz\u00fcgyi tudatoss\u00e1g fokoz\u00e1sa \u00e9rdek\u00e9ben"},"content":{"rendered":"<p><strong>A csal\u00e1dok megtakar\u00edt\u00e1sainak v\u00e9delme \u00e9s a p\u00e9nz\u00fcgyi tudatoss\u00e1g fokoz\u00e1sa \u00e9rdek\u00e9ben k\u00f6telez\u0151 t\u00e1j\u00e9koztat\u00e1st k\u00fcldenek a bankok \u00fcgyfeleiknek, a korm\u00e1ny elk\u00f6telezett a csal\u00e1dok v\u00e9delme mellett, ez\u00e9rt \u00f6szt\u00f6n\u00f6zni \u00e9s seg\u00edteni k\u00edv\u00e1nja a h\u00e1ztart\u00e1sokat abban, hogy megtakar\u00edt\u00e1saik a jelenlegi szankci\u00f3s infl\u00e1ci\u00f3 mellett is meg\u0151rizhess\u00e9k \u00e9rt\u00e9k\u00fcket &#8211; k\u00f6z\u00f6lte a Gazdas\u00e1gfejleszt\u00e9si Miniszt\u00e9rium (GFM) h\u00e9tf\u0151n.<\/strong><\/p>\n<p>A k\u00f6zlem\u00e9nyben kiemelt\u00e9k, hogy a lakoss\u00e1gi foly\u00f3sz\u00e1ml\u00e1kon tal\u00e1lhat\u00f3 mintegy 7 ezer milli\u00e1rd forintnyi le nem k\u00f6t\u00f6tt p\u00e9nzeszk\u00f6z a jelenlegi infl\u00e1ci\u00f3s k\u00f6rnyezetben jelent\u0151sen vesz\u00edt az \u00e9rt\u00e9k\u00e9b\u0151l.<br \/>\nHozz\u00e1tett\u00e9k: a csal\u00e1dok megtakar\u00edt\u00e1s\u00e1nak \u00e9s a p\u00e9nz\u00fcgyi tudatoss\u00e1g\u00e1nak n\u00f6vel\u00e9se \u00e9rdek\u00e9ben a korm\u00e1ny azt a d\u00f6nt\u00e9st hozta, hogy a bankoknak k\u00f6telez\u0151 m\u00f3don, \u00f6sszehasonl\u00edt\u00e1ssal sz\u00fcks\u00e9ges t\u00e1j\u00e9koztatniuk \u00fcgyfeleiket megtakar\u00edt\u00e1si lehet\u0151s\u00e9geikr\u0151l, a kock\u00e1zatmentes \u00e1llampap\u00edrokra f\u00f3kusz\u00e1lva, bemutatva, hogy azok mekkora t\u00f6bblet kamatbev\u00e9tel el\u00e9r\u00e9s\u00e9t tett\u00e9k volna lehet\u0151v\u00e9.<br \/>\nAnnak \u00e9rdek\u00e9ben, hogy f\u00fcggetlen\u00fcl a p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00f3j\u00e1t\u00f3l, mindenki sz\u00e1m\u00e1ra azonos \u00e9s k\u00f6z\u00e9rthet\u0151 inform\u00e1ci\u00f3 \u00e1lljon rendelkez\u00e9sre, a korm\u00e1ny miniszteri rendeletben hat\u00e1rozza meg a t\u00e1j\u00e9koztat\u00f3 lev\u00e9l tartalmi \u00e9s formai elv\u00e1r\u00e1sait, amelynek t\u00e1rsadalmi vit\u00e1ja hamarosan megkezd\u0151dik &#8211; \u00edrt\u00e1k.<br \/>\nArra is kit\u00e9rtek, hogy a k\u00f6telez\u0151 t\u00e1j\u00e9koztat\u00e1s r\u00e9sze azon n\u00e9gy elemb\u0151l \u00e1ll\u00f3 int\u00e9zked\u00e9scsomagnak, aminek c\u00e9lja az \u00e1llampap\u00edr ir\u00e1nti kereslet jelent\u0151s n\u00f6vel\u00e9se. M\u00edg a t\u00e1j\u00e9koztat\u00f3 lev\u00e9l \u00e9s a 13 sz\u00e1zal\u00e9kos szoci\u00e1lis hozz\u00e1j\u00e1rul\u00e1s (szocho) megtakar\u00edt\u00e1sokra (\u00e1llampap\u00edrok kiv\u00e9tel\u00e9vel) t\u00f6rt\u00e9n\u0151 kib\u0151v\u00edt\u00e9se a lakoss\u00e1got, addig a bankok \u00e1llampap\u00edrv\u00e1s\u00e1rl\u00e1shoz k\u00f6t\u00f6tt extraprofitad\u00f3-cs\u00f6kkent\u00e9si lehet\u0151s\u00e9ge \u00e9s a befektet\u00e9si alapok szab\u00e1lyoz\u00e1sa &#8211; amely szerint az alapok t\u00f6bbek k\u00f6zt likvid eszk\u00f6zeik legal\u00e1bb 20 sz\u00e1zal\u00e9k\u00e1t a magyar \u00e1llam \u00e1ltal kibocs\u00e1tott diszkont kincst\u00e1rjegyben kell tarts\u00e1k &#8211; az int\u00e9zm\u00e9nyi befektet\u0151ket c\u00e9lozza.<br \/>\nA korm\u00e1ny mindenkit arra biztat, hogy megtakar\u00edt\u00e1sait \u00e9rt\u00e9k\u00e1ll\u00f3 megtakar\u00edt\u00e1sba helyezze el &#8211; olvashat\u00f3 a GFM k\u00f6zlem\u00e9ny\u00e9ben.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A csal\u00e1dok megtakar\u00edt\u00e1sainak v\u00e9delme \u00e9s a p\u00e9nz\u00fcgyi tudatoss\u00e1g fokoz\u00e1sa \u00e9rdek\u00e9ben k\u00f6telez\u0151 t\u00e1j\u00e9koztat\u00e1st k\u00fcldenek a bankok \u00fcgyfeleiknek, a korm\u00e1ny elk\u00f6telezett a csal\u00e1dok v\u00e9delme mellett, ez\u00e9rt \u00f6szt\u00f6n\u00f6zni \u00e9s seg\u00edteni k\u00edv\u00e1nja a h\u00e1ztart\u00e1sokat abban, hogy megtakar\u00edt\u00e1saik a jelenlegi szankci\u00f3s infl\u00e1ci\u00f3 mellett is meg\u0151rizhess\u00e9k \u00e9rt\u00e9k\u00fcket &#8211; k\u00f6z\u00f6lte a Gazdas\u00e1gfejleszt\u00e9si Miniszt\u00e9rium (GFM) h\u00e9tf\u0151n. A k\u00f6zlem\u00e9nyben kiemelt\u00e9k, hogy a lakoss\u00e1gi foly\u00f3sz\u00e1ml\u00e1kon [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3887,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[96,587],"class_list":{"0":"post-4541","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kozelet","8":"tag-gazdasag","9":"tag-gfm"},"jetpack_featured_media_url":"https:\/\/www.miklosonline.hu\/wp-content\/uploads\/2023\/04\/money-g05f7c92d2_640.jpg","_links":{"self":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/4541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4541"}],"version-history":[{"count":1,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/4541\/revisions"}],"predecessor-version":[{"id":4542,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/posts\/4541\/revisions\/4542"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=\/wp\/v2\/media\/3887"}],"wp:attachment":[{"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miklosonline.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}